Loan Calculator
Find the monthly payment and total interest on a loan or mortgage, see the repayment schedule month by month, and see how much an extra monthly payment saves. Download the schedule as CSV.
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Up to 50 years.
Optional. Paying a little more each month shortens the loan and saves interest.
Enter the loan amount, the yearly rate, and the term to see the monthly payment.
On this device
No signup. Your input is never uploaded.
How to use the Loan Calculator
Enter the Loan amount and the Interest rate per year.
Enter the term in years and months.
Optionally add an Extra payment each month.
Read the monthly payment and totals, and open the repayment schedule.
Questions about the Loan Calculator
Enter the loan amount, the yearly interest rate, and the term. The calculator uses the standard payment formula and shows the monthly payment, the total interest, and the total you pay back.
Enter an amount in Extra payment each month. The calculator shows how much interest you save and how much sooner the loan is paid off.
Yes. The repayment schedule lists each month's payment, how much goes to principal and interest, and the balance left. You can download the whole schedule as a CSV file.